Absolutely not. By using Hihome to apply for your loan, we can often get you even better rates than what you could get by going directly to your bank as we negotiate on your behalf. We start by showing you the lowest rates from over 40 lenders, and then, depending on your specific situation, we get some more info, do lots more research, and find the one best option. Then we negotiate to get you an even better rate, if possible.
You never pay more than you would, by going directly to the bank, but you often end up paying a lot less – by going with a different bank, or paying a lower rate, or both! ?